Online dating sources

But did you know you should also watch your wallet while your heart wanders?

With other frauds, like impersonation scams, the fraudster creates an online identity, develops a relationship and eventually tries to convince you to send money—perhaps for a ticket to visit or to cover some unexpected financial emergency.

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However, according to court documents, there were no such deals—and the man allegedly used the money for personal expenses, including ,000 for an engagement ring for his most recent online sweetheart.In addition, according to the SEC complaint, he did not follow the federal securities laws in making the offer—and was not registered to sell investments. You can quickly check to see if someone is registered to sell investments through FINRA's free online tool, Broker Check, or the SEC's website. Questions requiring facts and hard numbers help remove romance and emotion from the discussion.The allure of online dating and mobile dating apps is strong: according to the Pew Research Center, an estimated 15 percent of American adults have used these services, an increase of four percentage points from 2013. You should—so do some checking before you trust someone with your heart, or your money.Despite its growing popularity, especially with the under-30 crowd and folks in their 50s and 60s, there are certain risks that go along with digital dating. Delving into the world of online dating can expose you to a range of potential financial risks such as phishing scams, where con artists attempt to extract personal and financial information.

As the Federal Trade Commission (FTC) notes, some fraudsters go so far as to make wedding plans before vanishing into cyberspace. Securities and Exchange Commission (SEC) recently announced fraud charges and an asset freeze against a Connecticut man who is accused of defrauding investors—including six women he met through online dating websites.

Now you can count investment fraud as an additional risk in online dating. Instead of appearing to ask for money for himself, the SEC's complaint alleges that he persuaded these women, and more than 40 other people, to invest in his company, claiming it was on the verge of closing deals that would bring large payouts to investors.

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